Navigating your finances in your 20s and 30s can feel overwhelming—student loans, first jobs, rising living costs, and planning for the future often compete for attention. This interactive session is designed to help students build a strong financial foundation early and gain confidence in making informed financial decisions.

Ascend New Jersey invites Rutgers students to join us for an engaging workshop led by Margarita V. Mayor, Financial Consultant and Retirement Planning Specialist at Ascendancy Financial Group, as she walks through practical, real-world financial concepts tailored to early career professionals. Drawing on the EMPOWER framework, this session will focus on turning financial goals into action through structured, achievable steps.

Topics will include:

• Understanding your financial priorities, responsibilities, and goals

• Managing cash flow, budgeting, and building net worth

• The importance of saving and investing early—and the power of compounding

• Basics of retirement planning and tax-advantaged accounts

• How to protect your financial future through smart planning and informed decisions

This session is designed to be educational and interactive, offering tools and perspectives students can apply immediately—whether you’re preparing for your first full-time role or planning your long-term financial path.

Admission:

• Open to Rutgers student only

• Free

Time Zone: Eastern

Please read the Ascend Terms of Registration and Participation carefully.